The next frontier in wealth management isn’t retirement planning. It’s special needs planning.

Equip your advisors to serve one of the largest, fastest-growing, and most overlooked segments in wealth management: families and individuals navigating disability, neurodivergence, and lifelong care.

Request a Consultation

The opportunity advisors are missing

It’s a multi-trillion dollar planning opportunity, hiding in plain sight. Over the next 25 years, more than $100 trillion in assets will transfer between generations. At the same time, 1 in 6 families is navigating some form of disability or developmental difference.

These two realities are converging.

And yet, most advisors are not equipped to serve these families.

The result?

  • Clients are underserved—or quietly lost

  • Advisors avoid complex planning situations

  • Firms miss one of the most durable, multigenerational opportunities in wealth management

Special needs planning isn’t a niche. It’s the future of advice.

Why the industry hasn’t solved this

Even great advisors feel unprepared. Traditional wealth management was not built for this level of complexity.

Most advisors were never trained to navigate:

  • Special Needs Trusts (SNTs)

  • SSI & Medicaid coordination

  • ABLE accounts

  • Lifetime care planning

  • Guardianship and decision-making structures

Planning tools, workflows, and client experiences are optimized for neurotypical, retirement-focused households, not families planning for lifelong support.

So advisors do what any professional does when faced with risk:
They avoid it.

Introducing Hestia

 

  • Hestia Wealth & Wellness provides behind-the-scenes consulting and advisor support for complex special needs planning cases.

    We don’t replace the advisor. We partner with them.

    Our model is simple. We enter when specialized expertise is needed, support the advisor, and step back when the work is complete.

    No asset management. No client ownership. No disruption to your business.

  • We work with advisors in two ways.

    1. Back-Office Consulting
    We support your advisors behind the scenes with:

    • Case analysis

    • Planning strategies

    • Trust and benefits guidance

    Your advisor delivers everything to the client.

    2. Client-Facing Specialist Support
    We join select meetings as a subject matter expert, alongside your advisor and the client’s legal/care team.

    Then we step out.

    Your advisor always remains the primary relationship.

  • Hestia equips your firm with:

    Case Consultation
    On-demand support for complex planning situations, including trusts, benefits, and multigenerational coordination.

    Advisor Coaching
    Train your advisors to confidently engage special needs families with the right language, structure, and approach.

    Planning Frameworks & Tools
    Proprietary checklists, intake tools, and planning roadmaps designed specifically for disability-related planning.

    Professional Team Coordination
    We collaborate with attorneys, trustees, care managers, and family stakeholders to ensure alignment.

    Ongoing Strategic Support
    Quarterly reviews, emerging trends, and continuous advisor development.

  • Why partner with Hestia?

    Deepen Client Relationships
    Solve the most emotionally complex planning challenges and become indispensable.

    Retain Multigenerational Wealth
    Families with special needs require long-term, coordinated planning across generations.

    Differentiate Your Platform
    Offer something no other firm is systematically delivering.

    Future-Proof Your Advisors
    They will encounter these clients. The only question is whether they’ll be ready.

  • Hestia partners with:

    • Registered Investment Advisors (RIAs)

    • Broker-dealers

    • Private client groups

    • Family offices

    • Institutional platforms

    Especially those who:

    • Have high-net-worth or multigenerational clients

    • Want to deepen advisor capability

    • Are seeing more complexity in client families

    • Care about long-term differentiation

What success looks like

For Advisors:

  • Increased confidence in complex cases

  • Ability to attract and retain high-value families

  • Expanded role as a true planning expert

For Firms:

  • Stronger advisor capability

  • Increased client retention

  • Differentiated market positioning

For Families:

  • Coordinated, thoughtful planning

  • Preserved benefits and financial security

  • Peace of mind about the future

Start building this capability inside your firm

The families who need this expertise are already in your advisors’ books. Let’s make sure your firm is equipped to serve them.

Request a Consultation

At Hestia Wealth & Wellness, we believe the most
important question a family can ask,
“What happens to my child when I’m gone?”
deserves a real, structured, and deeply thoughtful answer.
We exist to make sure advisors can provide that answer
with clarity and confidence.

— Ann Hynek, Founding Partner & CEO

Hestia Wealth & Wellness, LLC (“Hestia”) is a registered investment adviser located in Denver, Colorado. Registration as an investment adviser does not imply a certain level of skill or training.  The publication of Hestia’s website should not be construed by any consumer or prospective client as Hestia’s solicitation or attempt to effect transactions in securities, or the rendering of personalized investment advice over the Internet.  

A copy of Hestia’s current written disclosure statement as set forth on Form ADV, discussing Hestia’s business operations, services, and fees is available from Hestia upon written request.  Hestia does not make any representations as to the accuracy, timeliness, suitability or completeness of any information prepared by any unaffiliated third party, whether linked to or incorporated herein.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

We are neither your attorneys nor your accountants and no portion of this material should be interpreted by you as legal, accounting or tax advice.  We recommend that you seek the advice of a qualified attorney and accountant.

Investing involves the risk of loss of principal. Hestia cannot guarantee that any investment recommended will be profitable.